K9 adjusters is licensed insured and bonded.
NY licence #: PA – 1834424
NJ license#: 3003147177
A Public Adjuster is a licensed professional who represents policyholders in the insurance claims process. Unlike insurance company adjusters, who work for the insurer, we work exclusively for you to ensure you receive the maximum settlement for your loss. If your claim has been delayed, denied, or underpaid, we step in to fight for what you’re truly owed.
You should contact a Public Adjuster as soon as you experience property damage or loss. The earlier we get involved, the better we can document your claim properly, negotiate effectively, and prevent delays or lowball offers from your insurer. Even if you’ve already filed a claim, we can still review it and help maximize your payout.
We operate on a contingency fee basis, meaning we only get paid when you do! Our fee is a small percentage of the final settlement, ensuring you never pay anything upfront. Our goal is to secure a significantly higher settlement than what the insurance company initially offers, making our service a valuable investment in your recovery.
Yes! Many claims are wrongly denied due to incomplete documentation, misinterpretation of policy terms, or insurance tactics. We will review your denial, identify errors or missing information, and aggressively fight to overturn the decision and secure the compensation you deserve.
The timeline varies depending on the complexity of the claim, the responsiveness of the insurance company, and whether negotiations or appeals are needed. Some claims settle within a few weeks, while more complex cases may take a few months. However, with K9 Public Adjusters handling your claim, you can rest assured that we will work quickly and efficiently to secure the best possible outcome.